Privacy Policy

1. Information We Collect
We may collect the following types of information:

# Personal Information
– Contact Information: Name, email address, phone number, and mailing address.
– Financial Information: Details about your debts, income, and financial situation.
– Identification Information: Date of birth, Social Security number (if required), and government-issued ID.
– Communication Data: Records of your interactions with us, including phone calls, emails, and chat logs.

# Non-Personal Information
– Technical Data: IP address, browser type, device information, and operating system.
– Usage Data: Pages visited, time spent on the website, and referral sources.
– Cookies and Tracking Technologies: Information collected through cookies, web beacons, and similar technologies.

2. How We Use Your Information
We use your information for the following purposes:
– To provide and improve our debt resolution services.
– To communicate with you about your account, services, and updates.
– To personalize your experience on our websites.
– To analyze website usage and improve our offerings.
– To comply with legal obligations and protect our rights.
– To share your information with third-party providers as necessary to fulfill your requests for products or services.

3. How We Share Your Information
We may share your information with:
– Service Providers: Third-party vendors who assist us in delivering our services (e.g., debt settlement companies, IT providers).
– Legal and Regulatory Authorities: When required by law or to protect our rights.
– Business Partners: With your consent, to provide you with additional financial products or services.
– Affiliates: Subsidiaries and affiliates of Debtifi for operational purposes.

We do not sell your personal information to third parties.

4. Communications and Monitoring
Please be advised that all communications with Debtifi, including phone calls, may be recorded or monitored for quality assurance, training, and compliance purposes. By contacting us, you consent to such recording and monitoring.

5. Your Rights and Choices
You have the following rights regarding your personal information:
– Access and Correction: You may request access to or correction of your personal information.
– Opt-Out: You may opt out of receiving marketing communications from us.
– Do Not Track: Our websites do not respond to “Do Not Track” signals.
– Cookies: You can manage your cookie preferences through your browser settings.

To exercise these rights, please contact us using the information provided below.

6. Data Security
We implement reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure.

7. Third-Party Links
Our websites may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. Please review their privacy policies before providing any personal information.

8. Children’s Privacy
Our websites and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected such information, we will take steps to delete it.

9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Last Updated” date. Your continued use of our websites after such changes constitutes your acceptance of the revised policy.

10. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

By using Debtifi’s websites and services, you acknowledge that you have read, understood, and agree to this Privacy Policy.

Disclaimer: Please be advised that all communications with the Company, including phone calls, may be recorded or monitored for quality assurance, training, and compliance purposes. All claims and results referenced are based on enrolled debts. Please note that not all debts are eligible for enrollment, and not all clients complete our program due to various factors, including, but not limited to, their inability to accumulate sufficient funds for settlement. Outcomes and estimates provided are derived from historical results, which may vary significantly depending on individual circumstances. The Company does not guarantee specific reductions in debt amounts or percentages, nor does it guarantee that clients will become debt-free within a predetermined timeframe. The Company does not assume responsibility for your debts, make monthly payments to creditors, or provide services related to tax, bankruptcy, accounting, legal advice, or credit repair. Our services may not be available in all states. We strongly recommend consulting a qualified tax professional to evaluate any potential tax implications of debt settlement. Additionally, for information regarding bankruptcy, we advise consulting a licensed bankruptcy attorney. Prior to enrolling in any program, please thoroughly review and understand all program materials, including the potential adverse effects on your credit rating. The Company and its affiliates are not lenders, creditors, or debt collectors. This program does not constitute a loan. Testimonials reflect the experiences and opinions of individual clients and are not necessarily representative of all experiences with the Company or its affiliates. Results may vary.

This Privacy Policy is incorporated by reference into Debtifi’s Terms of Use. Please review the Terms of Use for additional information about your use of our websites and services.