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Struggling With MCA - Business Loans,
Can't Make Payroll?

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How We Can Help?

Reduce Your
MCA Payments
Up To 80% Today with Debtifi

At Debtifi, we specialize in helping businesses regain financial stability by reducing MCA payments. Backed by over 50 years of combined expertise, our leadership team has successfully guided thousands of business owners through financial challenges. We offer tailored solutions to restructure your MCA, lower your payments, and provide the financial relief needed to keep your business thriving.

Navigating Financial Stability and Success

Comprehensive Business
Debt Solutions

Business Debt Analysis

Business Loan Modification

Debt Consolidation Solutions

Debt Management Services

Debt Negotiation Assistance

Full Legal Representation

Preparing For
Your Financial Well-Being

We helped save over

$ 0

in debt for the Transportation Industry

We helped save over

$ 0

in debt for the Construction & Real Estate Industry

We helped save over

$ 0

in debt for the Food Service Industry

We helped save over

$ 0

in debt for the Healthcare & Medical Industry

At Debtifi, our priority is your business’s success. We work for you—not your lenders—to ensure financial stability and growth. With years of expertise and strong industry relationships, we’ve successfully restructured millions in corporate debt, using proven strategies to ease your financial burden and keep your business thriving.

What Customers Say

Our Success Stories

"I was drowning in a cycle of high-interest loans and merchant cash advances, and it felt like there was no way out. Every day, I was losing more of my hard-earned revenue to daily payments. That’s when I found Debtifi. Their team not only stopped the bleeding but also helped me restructure my debt into something manageable. They handled all the negotiations with my creditors and even stopped the harassing calls. Thanks to Debtifi, I’m finally back in control of my business and my cash flow. I can’t recommend them enough!"

"I was at my wit’s end dealing with constant creditor calls and lawsuits piling up. Debtifi came to the rescue and took the weight off my shoulders. They negotiated with my creditors, reduced my payments, and even got some of the lawsuits dismissed. What I appreciated most was how transparent and communicative they were—I always knew what was happening every step of the way. Thanks to Debtifi, I’m finally on the path to financial recovery and peace of mind."

Debtifi literally saved my business. I was stuck in a never-ending loop of MCAs, and it felt like I was working just to pay off debt. The team at Debtifi stepped in, explained all my options, and created a clear plan to get me out of the mess. They were patient, professional, and incredibly supportive throughout the entire process. Now, I’m not only debt-free but also have a solid financial strategy in place to avoid falling back into the same trap. If you’re struggli I was drowning in a cycle of high-interest loans and merchant cash advances, and it felt like there was no way out. Every day, I was losing more of my hard-earned revenue to daily payments. That’s when I found Debtifi. Their team not only stopped the bleeding but also helped me restructure my debt into something manageable. They handled all the negotiations with my creditors and even stopped the harassing calls. Thanks to Debtifi, I’m finally back in control of my business and my cash flow. I can’t recommend them enough!"ng with debt, call Debtifi—they’re lifesavers!"

"Wow, I never thought we'd make it through our financial mess. Our design studio was basically on life support, drowning in debt and ready to call it quits. Then Debtifi stepped in, and honestly? They were like financial lifesavers. They helped us untangle this crazy knot of business debt without making us feel like total failures. Suddenly, we could breathe again. We went from panic mode to actually having hope for our business. These guys didn't just crunch numbers - they understood our story and gave us a real shot at turning things around. If you're feeling stuck and stressed about money, trust me, these folks know what they're doing."

"Had 4 cash advances killing my retail store. Tried handling it myself for months and got nowhere. Debtifi's team knew exactly what to say to these MCA companies to get them to back off. They got my $187K debt down to $102K and structured payments I can handle. Still working through it, but for the first time in 2 years, I can see light at the end of the tunnel. Not sure my business would have survived without their help."

Trusted & Approved As Seen On TV

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Business Bankruptcy

Debtifi specializes in helping businesses struggling with unsecured debts and at risk of bankruptcy. Our experienced team of experts can work with you to restructure your finances and avoid liquidation.

Through our services, we can help you by providing the financial relief your business needs to get back on track. Reduce your Merchant Cash Advance payments by up to 80% and regain control over your business finances. Don’t let predatory loans like merchant cash advances ruin your business.

FAQ

Your Questions ANSWERED

What services does DEBTIFI offer?

DEBTIFI specializes in Merchant Cash Advance (MCA) debt restructuring for businesses struggling with high payments. We negotiate better terms with your lenders to reduce payments, extend repayment periods, and improve cash flow.

How does MCA debt restructuring work?

Our attorneys negotiate directly with your MCA lenders to restructure your existing agreements. This often includes lowering payments, reducing total debt balances, and extending repayment terms to make your debt more manageable.

What are the benefits of MCA debt restructuring?

Lower payments: Reduce your daily or weekly MCA obligations.
Extended terms: Gain more time to repay your debt.
Improved cash flow: Free up working capital to reinvest in your business.
Peace of mind: Alleviate financial stress with a sustainable repayment plan.

Is MCA debt restructuring right for my business?

If you’re struggling to meet your MCA payments or foresee financial trouble, restructuring can help. It’s ideal for businesses needing immediate cash flow relief and long-term financial stability.

Will restructuring affect my credit score?

No. MCAs are not loans and typically don’t report to personal or business credit bureaus. Restructuring is a confidential process that won’t impact your credit.

What are the risks of MCA debt restructuring?

While restructuring can provide significant relief, potential risks include legal complexities and strained relationships with lenders. Our team will assess your situation and recommend the best course of action.

How much does DEBTIFI’s program cost?

Our fees are included in your new, lower payments. By reducing your MCA obligations, we ensure our services are affordable and provide immediate financial relief.

How long does the process take?

The timeline varies based on your situation and lender responsiveness, but most clients see results within a few weeks to a few months.

Am I personally liable for business debts?

Liability depends on your business structure. Sole proprietors and general partners are typically liable, while LLCs and corporations offer personal liability protection.

How do I get started?

Simply fill out the form on our website or schedule a free consultation with one of our debt relief experts. We’ll guide you through the process and create a customized plan for your business.

Ready to Get Started?

Please enter your information using the form below, and our experts will get back to you to guide you through the process.

Debt Amount

State

First Name

Last Name

Email Address

Phone Number

Business Name

Disclaimer: Please be advised that all communications with the Company, including phone calls, may be recorded or monitored for quality assurance, training, and compliance purposes.

All claims and results referenced are based on enrolled debts. Please note that not all debts are eligible for enrollment, and not all clients complete our program due to various factors, including, but not limited to, their inability to accumulate sufficient funds for settlement. Outcomes and estimates provided are derived from historical results, which may vary significantly depending on individual circumstances. The Company does not guarantee specific reductions in debt amounts or percentages, nor does it guarantee that clients will become debt-free within a predetermined timeframe. The Company does not assume responsibility for your debts, make monthly payments to creditors, or provide services related to tax, bankruptcy, accounting, legal advice, or credit repair. Our services may not be available in all states. We strongly recommend consulting a qualified tax professional to evaluate any potential tax implications of debt settlement. Additionally, for information regarding bankruptcy, we advise consulting a licensed bankruptcy attorney.

Prior to enrolling in any program, please thoroughly review and understand all program materials, including the potential adverse effects on your credit rating. The Company and its affiliates are not lenders, creditors, or debt collectors. This program does not constitute a loan. Testimonials reflect the experiences and opinions of individual clients and are not necessarily representative of all experiences with the Company or its affiliates. Results may vary.

Struggling With MCA - Business Loans,
Can't Make Payroll?

Reduce Your
MCA Payments
Up To 80% Today with Debtifi